Even with the added security of a passcode, this is something you’ll want to do should you lose your watch.

When Apple touted the ability to disable Apple Pay on a lost Apple Watch, I had assumed it meant the smartwatch would appear in the Find My iPhone app and on the website alongside fellow iOS and OS X devices.

And I was wrong.

The Apple Watch is nowhere to be found within the service, leading to confusion on how exactly you would disable Apple Pay on a lost or stolen Apple Watch.

After some digging, I found an Apple support document detailing where you can find the setting should you be faced with the unfortunate situation.

To disable Apple Pay on an Apple Watch (try saying that three times fast), follow these instructions.
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https://www.techradar.com/how-to/wearables/how-to-disable-apple-pay-on-apple-watch-if-it-s-lost-or-stolen-1302038