Retailers’ Apple Pay rival is ready for testing, three years later

Merchant Customer Exchange is an alliance of several of the US’ biggest retailers and restaurants, including Wal-Mart and Target, aimed at bringing mobile payments under their own control — and not by tying themselves to a particular tech company. Public tests will finally start in Ohio in the coming weeks, according to the WSJ‘s sources. Crucially, or hilariously, the tests will start not long after MCX loses its exclusivity deal with retailers. That’s why some of them didn’t pick up Apple Pay when it launched.

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