Is AppleCare Plus a Better Deal Than Phone Insurance? We Do the Math

Losing access to your phone — whether it gets lost, stolen or broken — feels like quickly getting cut off from the rest of the world. I learned this the hard way when I lost my phone while riding a roller coaster, and the staff let me know the chances of it being recovered were slim to none. At the time, I had a cell phone insurance plan through my wireless carrier. That plan allowed me to pay a

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