This important decision largely comes down to knowing what you want and what you can afford.

Decisions. Decisions. Life is full of them, especially when it comes to shopping for a new car, truck, or SUV. The first decision in this process is arguably one of the most important: Should you finance or lease? The answer is more complicated than it appears, because you have to consider your financial situation (a.k.a., what you can afford) and identify what you want from a new vehicle. To help you navigate this potentially unfamiliar territory and make an educated decision, we’ve identified some of the major advantages and disadvantages of leasing versus buying—and vice versa.

Leasing versus Financing 101

For those who don’t know the difference between leasing and financing, allow us to set the stage.
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