Apple’s fees for iCloud+ storage tiers are a sore point among enough people that I’ve seen the question come up repeatedly: How can I be sure I have a local copy of all my files if I want to reduce my iCloud+ storage payment or stop paying for iCloud storage at all? (Apple includes a meager 5GB of storage for all iCloud accounts; iCloud+ starts at $0.99 monthly for 50GB of storage.) Time Machine isn’t the answer, nor are
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